PodcastIntelligence Snacks · Weekly conversations about AI, software and business, from the team behind Normie Mode.Listen →
Best AI for… / accounting and finance

Best AI for financial analysis

Analysing company finances, statements and investments.

Best overall

Claude Fable 5.1

Get it with Claude Max, $100 a month (for up to half your weekly allowance)

Top of 13 models for this task

Best for $25 a month or less

Gemini 3.8 Flash

Get it with Google AI Pro, $19.99 a month

2nd of 13 models for this task

Best freeToo close to call

6th and 7th of 13 models for this task

Based on tests of related skills. The picks follow a fixed rule using the charts below and each app's plans.

Already paying for one? See what each plan gives you here
App and planPriceBest model on it for thisPosition
ChatGPT FreefreeGPT-5.6 Luna10th of 13
ChatGPT Go$8 a monthGPT-5.6 Luna10th of 13
ChatGPT Plus$20 a monthGPT-6 Astra
Only in ChatGPT's Work mode and Codex, not normal chat
3rd of 13
ChatGPT Pro$100 a monthGPT-6 Astra
Called GPT-6 Pro in the app
3rd of 13
Claude FreefreeClaude Sonnet 58th of 13
Claude Pro$20 a monthClaude Sonnet 5
Its main model, Claude Opus 5.5, is too new to score yet.
8th of 13
Claude Max$100 a monthClaude Fable 5.1
For up to half your weekly allowance
Its main model, Claude Opus 5.5, is too new to score yet.
1st of 13
Gemini FreefreeGemini 3.6 Flash7th of 13
Google AI Plus$4.99 a monthGemini 3.6 Flash7th of 13
Google AI Pro$19.99 a monthGemini 3.8 Flash2nd of 13
Google AI Ultra$99.99 a monthGemini 3.8 Flash2nd of 13
Kimi FreefreeKimi K36th of 13
Kimi Moderato$19 a monthKimi K36th of 13

How the models compare

Every model we could score for financial analysis, combining the tests below.

Overall for financial analysis

Position on a combined score from 3 tests. The longer the bar, the further ahead · Higher is better

On the tests we have, Claude Fable 5.1 comes out on top, followed by Gemini 3.8 Flash and GPT-6 Astra.

Claude Fable 5.1 · Anthropic1st
Gemini 3.8 Flash · Google DeepMind2nd
GPT-6 Astra · OpenAI3rd
GPT-5.6 Sol · OpenAI4th
DeepSeek V4.1 Flash · DeepSeek5th
Kimi K3 · Moonshot AI6th
Gemini 3.6 Flash · Google DeepMind7th
Claude Sonnet 5 · Anthropic8th
DeepSeek V4 Pro · DeepSeek9th
GPT-5.6 Luna · OpenAI10th
Gemini 3.1 Pro · Google DeepMind11th
Gemini 3.5 Flash-Lite · Google DeepMind12th
Claude Haiku 4.5 · Anthropic13th

The evidence

Professional tasks in banking, consulting and law

Tests a related skill · Tasks written by experienced professionals that take a person about two hours, using documents, spreadsheets, email and slides. · Higher is better

Claude Fable 5.1 leads, followed by GPT-6 Astra and Gemini 3.8 Flash.

Claude Fable 5.1 · Anthropic69%
GPT-6 Astra · OpenAI65%
Gemini 3.8 Flash · Google DeepMind64%
Claude Sonnet 5 · Anthropic55%
Kimi K3 · Moonshot AI51%
DeepSeek V4 Pro · DeepSeek47%
Gemini 3.6 Flash · Google DeepMind47%
Gemini 3.1 Pro · Google DeepMind35%
Source: Mercor via Epoch AI · CC BY 4.0

Pulling information out of documents into tables

Tests a related skill · Reading documents and filling in a table with the right figures, including cases that need reasoning. · Higher is better

Claude Fable 5.1 leads, followed by GPT-6 Astra and Gemini 3.1 Pro.

Claude Fable 5.1 · Anthropic98%
GPT-6 Astra · OpenAI97%
Gemini 3.1 Pro · Google DeepMind97%
GPT-5.6 Sol · OpenAI96%
Gemini 3.8 Flash · Google DeepMind96%
Gemini 3.6 Flash · Google DeepMind95%
DeepSeek V4 Pro · DeepSeek94%
Claude Sonnet 5 · Anthropic92%
Kimi K3 · Moonshot AI91%
DeepSeek V4.1 Flash · DeepSeek90%
GPT-5.6 Luna · OpenAI89%
Gemini 3.5 Flash-Lite · Google DeepMind83%
Claude Haiku 4.5 · Anthropic74%
Source: DTBench authors via Epoch AI · CC BY 4.0

People's votes on business and finance questions

Tests a related skill · People compared two anonymous answers to business, management and finance questions. · Higher is better

Claude Opus 5.5 and Claude Fable 5.1 are neck and neck at the top, followed by Gemini 3.8 Flash and Kimi K3; Claude Fable 5.1 costs about 3 times as much.

Claude Opus 5.5 · Anthropic1st
Claude Fable 5.1 · Anthropic2nd
Gemini 3.8 Flash · Google DeepMind3rd
Kimi K3 · Moonshot AI4th
Gemini 3.6 Flash · Google DeepMind5th
DeepSeek V4.1 Flash · DeepSeek6th
Gemini 3.1 Pro · Google DeepMind7th
GPT-5.6 Sol · OpenAI8th
GPT-6 Astra · OpenAI9th
DeepSeek V4 Pro · DeepSeek10th
GPT-5.6 Luna · OpenAI11th
Claude Sonnet 5 · Anthropic12th
Gemini 3.5 Flash-Lite · Google DeepMind13th
Claude Haiku 4.5 · Anthropic14th
Source: LMArena · votes as of 25 Sept 2026

If you build with it

What the makers charge developers who use the models directly. Using an app? The plans above are what you pay.

Cost per 1,000 typical requests

List price, about 1,500 words in and 500 out per request · Lower is better

GPT-6 Luna is cheapest, followed by DeepSeek V4.1 Flash and GPT-5.6 Luna.

GPT-6 Luna · OpenAI$0.55
DeepSeek V4.1 Flash · DeepSeek$0.72
GPT-5.6 Luna · OpenAI$1.24
DeepSeek V4 Pro · DeepSeek$1.48
Gemini 3.5 Flash-Lite · Google DeepMind$2.35
Gemini 3.8 Flash · Google DeepMind$4.13
Gemini 3.6 Flash · Google DeepMind$4.13
Claude Haiku 4.5 · Anthropic$5.50
Claude Sonnet 5 · Anthropic$11
GPT-6 Sol · OpenAI$11
Gemini 3.1 Pro · Google DeepMind$12
Kimi K3 · Moonshot AI$17
GPT-5.6 Sol · OpenAI$22
Claude Opus 5.5 · Anthropic$22
GPT-6 Astra · OpenAI$55
Claude Fable 5.1 · Anthropic$55
Source: models.dev · MIT
Intelligence Snacks newsletter

The big AI ideas each week, in your inbox