Normie ModeBest AI for budgeting and personal finance
Budgeting, saving and planning your money.
Get it with Claude Max, $100 a month (for up to half your weekly allowance)
Top of 8 models for this task
Get it with Google AI Pro, $19.99 a month
2nd of 8 models for this task
Based on the tests for accounting and finance. The picks follow a fixed rule using the charts below and each app's plans.
How the models compare
Every model we could score for budgeting and personal finance, combining the tests below.
Overall for budgeting and personal finance
Position on a combined score from 2 tests. The longer the bar, the further ahead · Higher is better
On the tests we have, Claude Fable 5.1 comes out on top, followed by Gemini 3.8 Flash and GPT-6 Astra.
The evidence
Professional tasks in banking, consulting and law
Tests a related skill · Tasks written by experienced professionals that take a person about two hours, using documents, spreadsheets, email and slides. · Higher is better
Claude Fable 5.1 leads, followed by GPT-6 Astra and Gemini 3.8 Flash.
People's votes on business and finance questions
Tests a related skill · People compared two anonymous answers to business, management and finance questions. · Higher is better
Claude Opus 5.5 and Claude Fable 5.1 are neck and neck at the top, followed by Gemini 3.8 Flash and Kimi K3; Claude Fable 5.1 costs about 3 times as much.
If you build with it
What the makers charge developers who use the models directly. Using an app? The plans above are what you pay.
Cost per 1,000 typical requests
List price, about 1,500 words in and 500 out per request · Lower is better
GPT-6 Luna is cheapest, followed by DeepSeek V4.1 Flash and GPT-5.6 Luna.